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Life Work 
 Standard 3.Manages money effectively
TopicMoney management
   Level IV (Grade 9-12)
  Benchmark 3.Understands credit (e.g., different types of credit; finance charges, outstanding balance, effects of early payoff) and uses it effectively
   Vocabulary terms
A.  credit
  Knowledge/skill statements
  1. Understands credit   
  2. Uses credit effectively   
  3. Understands different types of credit   
  4. Understands finance charges   
  5. Understands outstanding balances   
  6. Understands the effects of early payoff   

Citation Log: BP(BE,16,59-60;​MBI,17;​T4I;​T5I;​WE,282)
Citation reference
BD = benchmark, declarative
BP = benchmark, procedural
BC = benchmark, contextual

1st letter/number of each code in parentheses:
2   Project 2061: Benchmarks for Science Literacy
A   CNAEA: National Standards for Arts Education
AD   ADE: AL Dept. of Educ., Industrial Arts/Technology Education
B   NBEA: National Standards for Business Education
BE   International Baccalaureate: Economics
BW   NLWC: Blueprint for Life/Work Designs
C   CCE: National Standards for Civics and Government
CB   Californial Business Education framework
CC   Colorado Council on Economic Education
E   NCTE: Democracy Through Language
F   ACTFL: Standards for Foreign Language Learning
FC   Wisconsin: Model Academic Standard for Family and Consumer Education
G   GESP: National Geography Standards
H   JHESC: National Health Education Standards
I   ITAC: Core Integrated Technical & Academic Competencies for Career-Focused Education
J   JCPFL: Personal Finance Standards
M   NCTM: Curriculum & Evaluation Standards for Mathematics
MB   Model Programs for Business Education
MC   Michigan: Career and Employability Skills
N   Economics America: NCEE Voluntary National Content Standards in Economics
N2   Nebraska Business Standards
NC   North Carolina Comprehensive Standards
ND   New York Career Development Standards
NH   NCHS: National Standards for History: Basic Edition
NS   NRC: National Science Education Standards
NY   New York Business Standards
O   Oregon: Alignment of the Career and Life Role Common Curriculum Goals with Career-Related Learning Standards
P   NASPE: National Standards for Physical Education
PX.#   PACE: Program for Acquiring Competence in Entrepreneurship, X = unit number; # = level
Q   Queensland Business Organization and Management
S   SCANS: Report for America 2000
SP1   NCTE: Standards in Practice: K-2
SP2   NCTE: Standards in Practice: 3-5
SP3   NCTE: Standards in Practice: 6-8
SP4   NCTE: Standards in Practice: 9-12
SS   NCSS: Curriculum Standards for Social Studies
ST2,3   New Standards: Middle, High
T1   Tennessee: Career Connections Standards
T2   Tennessee: Success Skills through Service Learning Standards
T3   Tennessee: Family and Consumer Sciences Standards
T4   Tennessee: Teen Living Standards
T5   Tennessee: Adult Living Standards
TB   Texas Essential Knowledge and Skills for Business Education
TM   Texas Essential Knowledge and Skills for Marketing Education
V   Vermont: Framework of Standards and Learning Opportunities
W   Carnevale: Workplace Basics

2nd letter code :
E = Explicitly stated in document
I = Implicit in document

Page number of the cited document